DEM Academy (doing business as DEM) is the owner and operator of www.demtraining.com (the “Website”). This Website Disclaimer (“Disclaimer”), along with the Terms and Conditions of Use and Privacy Policy (collectively, the “Website Policies”), control your access to and use of the information contained on or within the Website, including any content, programs, or services offered by DEM. By visiting and using this Website, you agree that you have read, understood, and agree to the Website Policies. If you do not agree with the Website Policies, please do not use this Website. FOR EDUCATIONAL AND INFORMATIONAL PURPOSES ONLY The information contained on and within this Website is provided for educational and informational purposes only. a tax or financial professional if you have specific questions about your own unique PHYSICAL ACTIVITY DISCLAIMER DEM may include physical exercises in classes. You understand that physical activity and exercise are inherently risky and dangerous activities. Inherent risks are risks that cannot be eliminated completely regardless of the care and precautions taken by DEM. You acknowledge DEM and its owners, agents, employees, and contractors may not be trained or certified exercise instructors or personal trainers, and that you accept all risks to your participation in any physical exercises. PROFESSIONAL DISCLAIMER This Website does not provide any professional services or advice. You are responsible for your own professional decisions, choices, actions and results. DEM disclaims any liability for your reliance on any opinions or advice contained in this Website. This Website is not intended to be a substitute for advice that can be provided by a licensed Educator professional. You should consult with a professional if you have specific questions about your own unique situation. PERSONAL RESPONSIBILITY You are voluntarily accessing and making use of this Website and its content, programs and services and by doing so assume all risk of injury, illness, damage, or loss to yourself or to your property that might result, whether arising from the negligence of DEM, or its subsidiaries, affiliated companies, owners, members, managers, directors, officers, past and present employees, agents, coaches, representatives, volunteers, successors and assigns. RESULTS DISCLAIMER - NO GUARANTEE OF RESULTS OR EARNINGS You agree DEM has not made and does not make any specific representations about the results you may receive. DEM cannot and does not guarantee that you will achieve any particular result or earnings from your use of the Website, and you understand that results and earnings differ for each individual. LINKS TO THIRD-PARTY PRODUCTS, SERVICES OR SITE Any links to third-party products, services, or sites are subject to separate terms and conditions. DEM is not responsible for or liable for any content on or actions taken by such third-party company or website. Although DEM may recommend third-party sites, products or services, it is your responsibility to fully research such third parties before entering into any transaction or relationship with them. NO WARRANTY THE INFORMATION, PRODUCTS AND SERVICES OFFERED ON OR THROUGH THIS WEBSITE ARE PROVIDED “AS IS” AND WITHOUT WARRANTIES OF ANY KIND EITHER EXPRESS OR IMPLIED. TO THE FULLEST EXTENT PERMISSIBLE BY APPLICABLE LAW, DEM DISCLAIMS ALL WARRANTIES, EXPRESS OR IMPLIED, INCLUDING, BUT NOT LIMITED TO, IMPLIED WARRANTIES OF MERCHANTABILITY AND FITNESS FOR A PARTICULAR PURPOSE. DEM DOES NOT WARRANT THAT THIS WEBSITE OR ANY OF ITS FUNCTIONS WILL BE UNINTERRUPTED OR ERROR-FREE, THAT DEFECTS WILL BE CORRECTED, OR THAT ANY PART OF THIS WEBSITE, OR THE SERVERS THAT MAKE IT AVAILABLE, ARE FREE OF VIRUSES OR OTHER HARMFUL COMPONENTS. DEM SHALL NOT BE LIABLE FOR ANY DIRECT, INDIRECT, INCIDENTAL, SPECIAL, CONSEQUENTIAL OR PUNITIVE DAMAGES THAT RESULT FROM THE USE OF, OR THE INABILITY TO USE, THIS WEBSITE, INCLUDING ITS MATERIALS, PRODUCTS OR SERVICES, OR THIRD-PARTY MATERIALS, PRODUCTS OR SERVICES MADE AVAILABLE THROUGH THIS WEBSITE. If you have any questions or concerns about the Website Policies, please contact DEM, daniellem@demtraining.com, 921 Monroe Street Galeburg, IL 61401 Disclaimer Last Updated 8/10/2022